![]() ![]() Large commercial office buildings and manufacturing plants have professional maintenance staff who likely kept water flowing throughout the crisis. For instance, they may ask customers to document how they maintain plumbing and cooling systems. Some insurers are intensifying Legionnaire's precautions before adding new clients or renewing coverage, insurers and brokers said. It becomes a breeding ground for Legionella bacteria, which can be spread from toilets, sinks, showers and air-conditioning systems. The pandemic shutdown of businesses and schools has led to an unprecedented amount of stagnant water in dormant buildings. and another deadly consequence of COVID," said Veronica Benzinger, environmental service group leader for insurance broker Aon PLC, referring to the illness caused by the novel coronavirus. "Legionella could be the deadliest waterborne illness in the U.S. Environmental insurers, which collect roughly $2 billion in annual premiums, would be on the hook for damages if there are outbreaks at buildings they cover. Legionnaires' disease is a severe, sometimes-lethal form of pneumonia caused by the Legionella bacteria that builds up in pipes.
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